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Indian Law - Bare Acts India
THE NEGOTIABLE INSTRUMENTS ACT, 1881


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THE NEGOTIABLE INSTRUMENTS ACT, 1881

1. Short title

2. Repeal of enactments

3. Interpretation clause

4. Promissory note

5. Bill of exchange

6. Cheque

7. Drawer, drawee

8. Holder

9. Holder in due course

10. Payment in due course

11. Inland instrument

12. Foreign instrument

13. Negotiable instrument

14. Negotiation

15. Endorsement

16. Endorsement in blank and in full-endorsee

17. Ambiguous instruments

18. Where amount is stated differently in figures and words

19. Instruments payable on demand

20. Inchoate stamped instruments

21. At sight, On presentment', After sight

22. Maturity

23. Calculating maturity of bill or note payable so many months after date or sight

24. Calculating maturity of bill or note payable so many days after date or sight

25. When day of maturity is a holiday

26. Capacity to make, etc., promissory notes, etc

27. Agency

28. Liability of agent signing

29. Liability of legal representative signing

30. Liability of drawer

31. Liability of drawee of cheque

32. Liability of maker of note and acceptor of bill

33. Only drawee can be acceptor except in need or for honour

34. Acceptance by several drawees not partners

35. Liability of endorser

36. Liability of prior parties to holder in due course

37. Maker, drawer, and acceptor principals

38. Prior Party a principal in respect of each subsequent party

39. Surety ship

40. Discharge of endorser's liability

41. Acceptor bound, although endorsement forged

42. Acceptance of bill drawn in fictitious name

43. Negotiable instrument made, etc. without consideration

44. Partial absence or failure of money-consideration

45. Partial failure of consideration not consisting of money

45A. Holder's right to duplicate of lost bill

46. Delivery

47. Negotiation by delivery

48. Negotiation by endorsements

49. Conversion of endorsement in blank into endorsement in full

50. Effect of endorsement

51. Who may negotiate

52. Endorser who excludes his own liability or make it conditional

53. Holder deriving title from holder in due course

54. Instrument endorsed in blank

55. Conversion of endorsement in blank into endorsement in full

56. Endorsement for part of sum due

57. Legal representative cannot by delivery only negotiate instrument endorsed by deceased

58. Instrument obtained by unlawful means or for unlawful consideration

59. Instrument acquired after dishonour or when overdue

60. Instrument negotiable till payment or satisfaction

61. Presentment for acceptance

62. Presentment of promissory note for sight

63. Drawee's time for deliberation

64. Presentment for payment

65. Honours for presentment

66. Presentment for payment of instrument payable after date or sight

67. Presentment for payment of promissory note payable by instalments

68. Presentment for payment of instrument payable at specified place and not elsewhere

69. Instrument payable at specified place

70. Presentment where no exclusive place specified

71. Presentment when maker, etc, has no known place of business or residence

72. Presentment of cheque to charge drawer

73. Presentment of cheque to charge any other person

74. Presentment of instrument payable at demand

75. Presentment by or to agent, representative of deceased, or assignee of insolvent

75A. Excuse for delay in presentment for acceptance or payment

76. When presentment unnecessary

77. Liability of bankers for negligently dealing with bill presented for payment

78. To whom payment should be made

79. Interest when rate specified

80. Interest when no rate specified

81. Delivery of instrument on payment or indemnity in case of loss

82. Discharge from liability

83. Discharge by allowing drawee more than forty-eight hours to accept

84. When cheque not duly presented and drawer damaged thereby

85. Cheque payable to order

85A. Drafts drawn by one branch of a bank on another payable to order

86. Parties not consenting discharged by qualified or limited acceptance

87. Affect of material alteration.

88. Affect of material alteration

89. Payment of instrument on which alteration is not apparent

90. Extinguishment of rights of action on bill in acceptor's hands

91. Dishonour by non-acceptance

92. Dishonour by non-payment

93. By and to whom notice should be given

94. Mode in which notice may be given.

95. Party receiving must transmit notice of dishonour

96. Agent for presentment

97. When party to whom notice given is dead

98. When notice of dishonour is unnecessary

99. Noting

100. Protest.

101. Contents of protest

102. Notice of protest

103. Protest for non-payment after dishonour by non-acceptance

104. Protest of foreign bills

104A. When noting equivalent to protest

105. Reasonable time

106. Reasonable time of giving notice of dishonour

107. Reasonable time for transmitting such notice

108. Acceptance for honour

109. How acceptance for honour must be made

110. Acceptance not specifying for whose honour it is made

111. Liability of acceptor for honour

112. When acceptor for honour may be charged

113. Payment for honour

114. Right of payer for honour

115. Drawee in case of need

116. Acceptance and payment without protest

117. Rules as to compensation

118. Presumptions as to negotiable instruments of consideration

119. Presumption on proof of protest

120. Estoppel against denying original validity of instrument

121. Estoppel against denying capacity of payee to endorse

122. Estoppel against denying signature or capacity of prior party

123. Cheque Crossed generally

124. Cheque crossed specially

125. Crossing after issue

126. Payment of cheque crossed generally

127. Payment of cheque crossed specially more than once

128. Payment in due course of crossed cheque

129. Payment of crossed cheque out of due course

130. Cheque bearing not negotiable

131. Non-liability of banker receiving payment of cheque

131A. Application of chapter to drafts

132. Set of bills

133. Holder of first acquired part entitled to all

134. Law governing liability of maker, acceptor or endorser of foreign instrument

135. Law of place of payment governs dishonours

136. Instrument made, etc. out of India, but in accordance with the law of India

137. Presumption as to foreign law

138. Dishonour of cheque for insufficiency, etc., of funds in the accounts

139. Presumption in favour of holder

140. Defence which may not be allowed in any prosecution under section 138

141. Offences by companies.

142. Cognizance of offences

143. Power of Court to try cases summarily.

144. Mode of service of summons.

145. Evidence on affidavit.

146. Bank's slip prima facie evidence of certain facts.

147. Offences to be compoundable.

SCH1. SCHEDULE

 

 

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